MORE: The Sisyphusian Goal
System = a scheme of ideas or principles by
which something is organized
Goal = the object intention of a
person's ambition or effort; an aim or desired result.
With a ‘goal’ we seek to be ‘done.’
Done is crossing off that ‘to do’ on the ‘to do’ list.
Being done - achieving that objective does give momentary satisfaction- with
emphasis on momentary. But finish or attain the ‘to do’/goal #1 and the to do/goal
#2 is promoted and the do, do continues unending.
This unending isn’t continuation
but rather Sisyphusian.
There isn’t a one and done – if anything it’s a never ending one and never
done – cascading into an ever increasing Anthony Newley feeling of ‘stop the
world, I want to get off’ – or at least get the damn boulder off my shoulders.’
In personal financial planning, MORE is a Sisyphusian paradigm (which gives no quarters in
change). The MORE paradigm – though ‘goal
oriented’ (in lip service) is really stock/etf/bond stock jockeying ‘which one
(Dodge Cox balanced fund, Fidelity Contrafund or Vanguard this or that stock,
bond, investment etc.), what particular kind (stock, bond, etf, index). (The MORE paradigm
stock & bond jockstraps vocalize The Fugue from Guys & Dolls, “I got
the stock right here, it’s name is ….@ $70 a share.).
MORE’s supposed goal orientation is
based to LACK. Since MORE is rarely defined or MORE is continually
redefined out of fear of not having ENOUGH (LACKtose Intolerance), thus there is the never ending need for
MORE MORE MORE.) MORE, in and of itself, becomes the
goal – not retirement income, income replacement at disability, nor adequate
income for heirs etc but MORE for MORE’s sake. MORE for MORE’s sake is Sisyphusian MOREONic behavior.
The ENOUGH paradigm, model, process,
in contrast, is a system. Analogous
to the Judaic Koan (Cohen in Brooklyn) of
contracts break – covenants stretch, ENOUGH, may broaden within boundaries, and
limitations defined and revisited for refining. And yes, the process – the
system of ENOUGH is ongoing – but sans the free floating degree of anxiety of MORE MORE MORE’s LACKtose Intolerance. ENOUGH aligns
personal resources relative to the desired payoffs. The ENOUGH system/process
is a continuation of intention and payoff as
needed.
For example, personal financial planners
may label a goal ‘retirement’ (meaning passive income necessary without working.)
Wrong - if the definition stops there as this characterization confuses a means
with the end (the intention). The label retirement becomes the end. Retirement
may be passive income necessary without working – but its real intention may be
‘to not be beholden, to have FUability, to not be dependent on your ungrateful
schnorring sons and daughters.’ (Of course, there may be alternatively positive
ends stated as undefined freedom/independence or preferably what the intention
would allow to do.)
The ENOUGH system’s process, rather
than being built on the foundations of LACK and FEAR, predicated on matching assets (financial and otherwise)
with desired values & intention regardless of whether they are noble or
not.
The MORE approach
(The MOREON paradigm), focused on ‘which
one, what kind,’ really is but reaction formation to LACK and FEAR. LACK & FEAR (not a name of a heavy metal rock group) requires MORE to get ENOUGH which
is undefined but is the rationalization for MORE. In
contrast, ENOUGH concentrates on intent - the Mission & Vision - here and hereafter
(after life insurance) which in and of itself also confronts the client with: when One
Is Done.